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Job Hunt Challenges for the Over 50 Crowd If you have just recently lost a job or maybe are not happy with the job you are currently holding, you are going to be on the hunt for a new job. Hunting for new job is never easy, whether it is your first or your tenth job. You know that it takes a good amount of preparation till you might hold another permanent job. But for the older crowd, especially the crowd over fifty, the challenge of finding a new job is even greater. Explore some of the facts why it is more challenging to find a job after 50. Starting out by the age factor, many companies want young and dynamic employees that are open to new and challenging tasks. Many employers believe that a person over 50 is set in his or her ways and therefore not able to tackle the same great tasks that might open up as a young, fresh out of college open minded person. A person over 50 is closer to retirement and might not want to take any risks as a young career fresh from school employee. Risks are sometimes what a company needs to get forward, new ideas, new thinking. Another reason is the salary competition. If you are over 50 and looking for another job, you most likely have a lot of experience in you sector. Experience usually is measured in money and the salary for an experienced person is generally higher than a starter salary. While experience is desired, some companies can just not afford to hire somebody for 10-20 thousand dollars more than they can get the fresh from college employee. If you lost your job, you might accept one of the lower salaries, but while you are in the application process, the human resource person reading your résumé does not have that information about you. Some of the bigger companies get scared by the fact that you are really close to retirement and if there are certain retirement plans and structure in place at a company, they might not want to hire you. You could retire within 10-15 years or less and then the company is stuck with paying you retirement payments. Hiring a younger person instead guarantees them no retirement payments or plans for retirement in general for the next 20-30 years. From the employer’s side, these are great savings for their pocket. Another reason often seen from employers as a reason not to hire a person over 50 is that the person they are hiring might be more prone to sickness and take more sick days than a young person. Why would they think that? Statistics have shown them that the tendency for time off due to sickness is greater for people crossing the age threshold of 50 years versus younger people. Be honest, being over 50 means for most people more aches and pains all over the body. You are more tired and get exhausted quicker. So if you do get a chance to go to an interview when looking for a new job, you need to make the best out of it. Besides all the factors mentioned above, a person that is over 50 and is looking for a job can be a great addition to any company and you need to make sure that you let your interviewer know that. An interview is a great challenge and can be mastered quite well if keeping these thoughts that employers have in mind. Emphasize the fact that you do bring experience and connections. Let them know that if they hire you, they get a person that at least is settled in life. You have had all your children, or did not want any, but at least you will not be missing because of pregnancy, birth of a child, and sickness of a young child or similar events.

Grocery Check – Visit your Neighborhood Grocery Website for a Free Deal Page Are you looking for the best in grocery freebies? If so, get ready to reap the rewards of becoming a dedicated freebies hunter. It is said that there is no such thing as a free lunch, but if you are an avid freebie hunter, you will find that there is such a thing. Getting free groceries is one of the sweetest plumbs. Here are some hints and tips on how to get free groceries. Wouldn't it Be Great to Get Free Groceries? Yes! Of course, wouldn't we all want to get free groceries? Believe it or not, it is totally possible with a bit of creativity, ingenuity and planning. First, you must learn the art of creative couponing. What is creative couponing? It is exactly what it sounds like—you can use coupons to get some sweet grocery freebies. All you have to learn is how and where to use your grocery coupons. Here are some tips on using coupons to get free groceries. Watch Out for New Product Coupons New products are often heavily marketed with free or deeply discounted offers. Sign up for your grocery store's promotional newsletter or discount card program. This way, you will automatically receive discount coupons and freebie offers through the mail. Watch out for new products—these often come paired with new product coupons. You can often use new product coupons in order to match the sale price and get the time for free. You can use new product coupons to purchase food items, but they are often available for hygiene and beauty care products. Toothpaste, toothbrushes, shampoo and deodorant—all of these types of personal care products are constantly being revamped and marketed. Check the Clearance Aisle or Table at Your Local Grocery Store If you are an avid coupon clipper, there is a good chance that you already have a coupon stowed away for an item on the clearance aisle. Believe it or not, deeply discounted or marked down items are still eligible for coupons. Check out the clearance aisle in order to match your coupons with discounted items. There is a chance that you can get an item at a deeply discounted price, or yes, even for free. Seek Out Loss Leaders at Your Local Grocery Store What are loss leaders, and why can they be such good deals? Loss leaders are those items at your local grocery store that are currently selling at a loss. Loss leaders may vary from store to store, even when you are shopping at a chain store. Stores are often ready and willing to get rid of loss leaders. These items are often sold at a deeply discounted price. Be prepared to match these loss leaders with coupons in order to turn these products from cheap loss leaders to freebies. Don't Forget the Double Coupons Double coupons are the bread and butter of any motivated freebie hunter. Most grocery stores still honor double coupons, and some grocery stores even have promotional double coupons days. Search your store's ad circular and items for items that you can possible get for free by using double coupons. You will be amazed at how many grocery items you can get for free, or near-free, simply by taking advantage of double coupons. Don't Forget the Rebate! Rebate offers are another bread and butter strategy that you should employ if you are serious about finding free grocery items. Although you may not get an item for free right away, be patient and follow all the instructions offered by the manufacturer. After a few weeks, you should receive your rebate check in the mail. This is an easy way to make sure that you can get free grocery items.

Important Networking Follow-Ups: How to Get Those Job Leads Calling When you leave a networking event, you may be buzzing at the prospects offered by all of those new contacts you made, but soon, the cold reality sets in. How will you be able to convert those contacts you made over a glass of wine into valuable business opportunities for you? Successful networking is all in the follow-up. If you’re looking for a job, following up is all the more crucial. Without touching base after a networking event, you become just another face in the crowd of job hunting hopefuls. The first important rule for following-up with networking contacts is to lay the foundations for the follow-up during the initial meeting. At networking events, there can be a lot of empty promises thrown around. Use that first meeting to convey the message that you haven’t gotten caught up in “networking fever” but instead that you are very serious about exploring the job opportunity that you’re discussing with your new contact. Ask the contact when would be a good time to follow-up with them, and then reiterate the information back to them at the end of your conversation: “I look forward to speaking with you Friday at 2 p.m.” If they don’t give you a specific time, then suggest one to them. This rule holds true even if your contact is giving you a lead on a job not with them but with another contact of their own. Let them know you appreciate the information by saying, “Thanks. I will plan on calling Mary on Monday afternoon at 1 p.m.” Not only will this convey your seriousness about the opportunity presented to you, but it may also get you some handy inside information, as the contact may reply, “Oh, no, Mary will be out of town until Thursday – call her then.” The next important rule to networking follow-ups is to follow up with EVERY lead a contact gives you. If a contact suggests that you call someone whom you know won’t really be able to help you in your job search, call him or her anyway. Otherwise, when your contact finds out you aren’t taking their advice, they may just decide not to give you any more the future and any business person can tell you that you never know from whom the most valuable lead will come some day. Keep the lines of communication open by giving any and all suggestions a whirl. Last but not least, do the actual following-up. Follow up with your contact exactly when you said you would, and in the exact manner you said you would (phone, email, letter, etc). If for some reason you can’t make contact at the arranged time, keep trying. If you haven’t made arrangements for a follow-up with a contact, then the rule of thumb is to follow-up with them as soon as possible after meeting them. Try to at least send an email or letter the next day saying what a pleasure it was to meet and that you look forward to talking more in the future, and then say in that note when you plan to follow-up with your contact by phone. Then, of course, stick to that new follow-up obligation. Even if the promises made by a contact while networking don’t pan out for you on the job front, don’t cross them off of your contact list. Keep them in the loop about your job search and your career goals. While they may not have been able to make if happen for you this time, you never know what they might be able to do for you in the future. Your most promising business contact may be someone you already know.